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> Subject: FW: A Reminder ---
The next time you order checks have only your initials (instead
of first name) and last name put on them. If
someone takes your check book they will not know
if you sign your checks with just your initials or your first name
but your bank will know how you sign your
checks. Put your work phone # on your checks instead of your
home phone. If you have a PO Box use that instead of your home
address, if you do not have a PO Box use your work address. Never have your
SS# printed on your checks -- you can add it if it is necessary. But if you
have it printed, anyone can get it. Place the
contents of your wallet on a photocopy machine, do both sides of each license,
credit card, etc. You will know what you had in your wallet and all
of the account numbers and phone numbers to call and
cancel. Keep the photocopy in a safe
place. A corporate attorney sent the following
out to the employees in his company. I pass it along, for your
information. We've all heard horror stories about fraud that's
committed on us in stealing a name, address, Social Security
number, credit cards, etc. Unfortunately I, an attorney, have
firsthand knowledge because my wallet was stolen last month. Within
a week, the thieve(s) ordered an expensive monthly cell phone
package, applied for a VISA credit card, had a credit line approved to buy
a Gateway computer, received a PIN number from DMV to change my
driving record information online, and
more. But here's some critical information to
limit the damage in case this happens to you or someone you know: We have
been told we should cancel your credit cards immediately.
But the key is having the toll free numbers and your card
numbers handy so you know whom to call. Keep those where you can find them
easily. File a police report immediately in the jurisdiction
where it was stolen, this proves to credit providers you were
diligent, and is a first step toward an investigation (if there ever
is one). But here's what is perhaps most
important: (I never even thought to do this) Call the three national
credit reporting organizations immediately to place a
fraud alert on your name and Social Security number. I had
never heard of doing that until advised by a bank that called to tell me an
application for credit was made over the Internet in
my name. The alert means any company that checks your credit knows
your information was stolen and they have to contact you by phone
to unauthorized new credit. By the time I was advised
to do this, almost two weeks after the theft, all
the damage had been done. There are records of
all the credit checks initiated by the thieves' purchases, none of
which I knew about before placing the alert. Since
then, no additional damage has been done, and the thieves threw my
wallet away this weekend (someone turned it in). It seems to have
stopped them in
their tracks. The numbers
are:
Equifax:
1-800-525-6285 Experian (formerly TRW):
1-888-397-3742 Trans Union:
1-800-680-7289 Social Security Administration (fraud line):
1-800-269-0271 We pass along
jokes; we pass along just about everything. Do think about
passing this information along. It could really help someone you
care about.
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